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...to get a mortgage!
If you're looking for your first or your fiftieth mortgage, Unigasco makes getting a mortgage easy.

Unigasco offers a variety of mortgages designed to make your life easier. Below you will find information on our different mortgages available, who to contact to get a mortgage, mortgage calculators and great tips and advice about mortgages. We know that everyone shops for a mortgage. When it comes time for you to decide, be sure to choose a company that is both financially strong, fair and excited to be your partner. Choose Unigasco.

Three great mortgage options from Unigasco:

  1. Flex/Fix Mortgages
    A mortgage and line-of-credit in one.


  2. Unigasco UnConventional Mortgages
    Who likes Unigasco's UnConventional Mortgage? People who hate paying interest!


  3. CMHC Mortgages
    CMHC puts the keys in your hand sooner!

Click here to learn more about your mortgage options.

Unigasco E-news
Often, Unigasco will have mortgage specials and limited-time product offers. To be notified of these specials, please register for Unigasco E-news. Register using the form on the right of this page.

Rates
Check out our great mortgage rates.

Who to contact about a mortgage:

We make it easy for you to get in touch with the people who handle mortgages at Unigasco. It's nice to know that your mortgage application will be reviewed by local people who understand this real estate market.

Lisa Holly Lisa Holly, CFP, CSA
Financial Services Rep - ext 3114
Shawn Bustin
Shawn Bustin
Manager of Lending & Wealth Management - ext 2297
Lori Ripley
Lori Ripley, CFP
Financial Services Rep - ext 3152
Kathy Therrien
Kathy Therrien, CFP, CSA
Branch Manager (50 Keil)- ext 3115
Lisa Christian

Lisa Christian, CSA
Branch Manager (Queen St)
519-360-1313 ext 501

Phone: 519-436-4590
Toll Free: 1-800-571-8446

Mortgage Calculators
There are a few steps to follow when it comes to getting a mortgage. These mortgage calculators will help you determine where you are at each step.

Tools for a New Mortgage

Step 1 - Are you financially ready to buy a home?
You first need to determine how much debt you have and how long it will take to pay it back. Also, look at the cost of renting vs. buying a home.

  • Accelerated Debt Payoff Calculator
    This calculator can show you how to accelerate your debt payoff.
  • Rent vs. Buy
    Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.

Step 2 - How much do you want to borrow?
This is where you need to decide how much of a mortgage you can afford and how much you really feel comfortable borrowing.

  • Mortgage Qualifier
    This calculator takes you through the process of finding out how much you can borrow. Fill in the entry fields and click on the payment schedule button to see a complete amortization schedule of your mortgage payments.
Tools for an Existing Mortgage

Step 1 - Evaluate your situation.
A bit of knowledge and time can save you thousands of dollars off of your mortgage. Take time to review your mortgage options and choose the solution that works best for your budget.

  • Mortgage Loan Calculator
    Quickly see how much interest you will pay and your principal balances.
  • Mortgage Comparison Calculator
    Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new mortgage. By comparing these important variables side by side, this calculator can help you pick the mortgage that works best for you.

Step 2 - Take action
Discover how you can save money by refinancing or making extra payments.

  • Refinance Interest Savings
    How much interest can you save if you refinance your mortgage? This calculator helps you find out!
  • Mortgage Payoff Calculator
    How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out.

Step 3 - Planning for the next step
Once you have a mortgage, the next important step is to set up a safety
net that can offer you options when you need them most.

  • Life Insurance
    How much life insurance do you need? Enter your current assets, expenses, income and let us determine how much life insurance you need.
  • Disability Insurance Needs
    This calculator helps you determine how much disability insurance you may need to cover expenses during such a disability.
  • Home Equity Line of Credit
    Use this calculator to determine if you qualify for a line of credit.

 

 

 

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