Unigasco has partnered with hyperWALLET to bring you even more options for managing your money. Set up and access your hyperWALLET from MemberDirect online banking - click on the MemberDirect logo above.

What is hyperWALLET?

• A secure electronic payment application bringing you the ability to email cash, purchase or accept payments at online auctions, shop at "eTailers" (online merchants).
• hyperWALLET is a full-featured electronic funds application. You can:
  • convert funds between $CDN and $US
  • move funds directly to your PayPal account
  • cash out to any financial institution in Canada or the US
  • hyperWALLET also features Auction and Business tools

What would I do with a hyperWallet?

• The most popular use may be to email cash - hyperWALLET calls this a "Beam". If you have a child away at school, you can securely send them cash with hyperWALLET. You can Beam cash to anyone who has an email address, and has an account with any financial institution in Canada or the US.

How do I sign up?

• Log into your account as usual with MemberDirect.
• From the menu at the left of the screen, click 'hyperWALLET Account' and follow the instructions. It's easy and it's fast.

How do I move money to my new hyperWALLET account?

• Log into your account as usual with MemberDirect.
• Use the "Transfer" option to transfer money from your Unigasco account to your hyperWALLET account.
• Your funds are immediately moved to your hyperWALLET account.

Is it secure?

• Like MemberDirect, hyperWALLET uses the strongest technologies currently available to protect your funds and your transactions.

How does the recipient of my BEAM access their funds?

• If they already have their own hyperWALLET account, as soon as they accept your BEAM, the funds are moved to their WALLET.
• If they do not have a hyperWALLET account, they must open one. Full instructions are included in the email they receive.

hyperWALLET fees
(note: Unigasco has no control over these fees):

There is no charge to open or maintain a hyperWALLET account.

• Email (Beam) cash:
  • $0.25
  • You also have the option of paying for the recipient's Cash Out charge of $0.75 when Beaming cash.
• Cash Out:
  • To your Unigasco account is free
  • To another credit union is $0.50
  • To another financial institution is $0.75
• Make Auction Payment:
  • no charge
• Receive Auction Payment:
  • 2.9% to a maximum of $5.00
• Please refer to the hyperWALLET site for complete information on hyperWALLET fees.

To transfer funds from your Unigasco account to your hyperWALLET account, the electronic bill payment charge applies. Many of our accounts include electronic bill payments in the monthly service fee.

** Important note! Transfers from your Unigasco account to your hyperWALLET account cannot be reversed. If you need to move the funds back to your account, use the hyperWALLET cash out option.

hyperWALLET has an excellent Help section to answer your questions, and their Support has been very responsive to email requests.